KSIDC Term Loan (Kerala State Industrial Development Corporation) is a loan from Kerala State Industrial Development Corporation (KSIDC), Government of Kerala undertaking for partnership firms, LLPs and private or public limited companies setting up or expanding industrial projects in Kerala (land, building,…. It provides ₹5 Cr – ₹60 Cr, for manufacturing · agro-processing · tourism · healthcare. Applications are currently open.
Key facts
| Amount / benefit | ₹5 Cr – ₹60 Cr |
|---|---|
| Provider | Kerala State Industrial Development Corporation (KSIDC), Government of Kerala undertaking |
| Where | Kerala |
| Stage | Growth, Scale |
| Sector | manufacturing · agro-processing · tourism · healthcare |
| Deadline | Applications open |
What is KSIDC Term Loan?
KSIDC Term Loan (Kerala State Industrial Development Corporation) — Term loans of Rs 5 crore to Rs 60 crore at 8.55%-10.55% (floating, rating-based), 6 to 12 year repayment — Partnership firms, LLPs and private or public limited companies setting up or expanding industrial projects in Kerala (land, building, plant and machinery). It is run by Kerala State Industrial Development Corporation (KSIDC), Government of Kerala undertaking.
This is credit — repayable finance, usually on more concessional terms than a regular commercial loan. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.
It is aimed at businesses in manufacturing · agro-processing · tourism · healthcare. Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.
Who is eligible for KSIDC Term Loan?
Partnership firms, LLPs and private or public limited companies setting up or expanding industrial projects in Kerala (land, building, plant and machinery).
How much does KSIDC Term Loan give, and in what form?
₹5 Cr – ₹60 Cr.
Frequently asked questions
What kind of support is this?
This is credit — repayable finance, usually on more concessional terms than a regular commercial loan.
Who runs this programme?
KSIDC Term Loan (Kerala State Industrial Development Corporation) is offered by Kerala State Industrial Development Corporation (KSIDC), Government of Kerala undertaking. Eligibility and approval rest with them; the criteria and amounts are set by the programme.
Is there a deadline to apply?
Programmes like this can be rolling or time-bound. Confirm the current window on the official programme page before you apply.
How do I know if I’m eligible?
Read “Who can apply” above for the programme’s own criteria. If you’d like a quick read on your specific case, our free 2-minute eligibility check maps your stage, sector and revenue to what you can realistically claim.
Related programmes
Browse similar loan programmes. See all kerala startup and msme schemes. CapEasy handles this under Working-capital loan advisory.
Source and verification
No official page is linked for this programme yet. Verification date pending. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.