Funding & Benefits

The right program for your stage, in plain language.

Grants, loans, subsidies, credit guarantees, equity funds, tax benefits and partner perks for Indian startups and SMEs. Filter by what you need. Everything is described by eligibility and process, never as a guaranteed outcome.

CapEasy is a private consultancy and is not associated with any government programme, agency or authority. This directory is an independent, single information resource to help companies and startups discover what they may be able to avail.

132 of 132 programs

Reviewed July 2026. Government programmes change — always confirm current eligibility, amounts and deadlines on the official programme page before applying.

Up to ₹50 CrRolling / always open

SIDBI ARISE — Innovative Sustainable Enterprises

Loan · SIDBI
Up to ₹50 CrRolling / always open

SIDBI Direct Finance Schemes (General)

Loan · SIDBI
Up to ₹50 CrRolling / always open

SIDBI STHAPAN

Loan · SIDBI
Up to ₹50 CrRolling / always open

Technology Development Fund (TDF)

Equity · DRDO, Ministry of Defence
Up to ₹30 CrRolling / always open

SIDBI SWIFT — Working Capital Scheme

Loan · SIDBI
Not sure where you fit?

Answer 4 questions — we’ll shortlist what you can claim.

Free · 2 minutes · no obligation
Up to ₹30 CrRolling / always open

SIDBI Working Capital Assistance

Loan · SIDBI
Up to ₹25 CrRolling / always open

AgriSURE — Agri Fund for Start-ups & Rural Enterprises

Equity · NABARD
Up to ₹20 CrRolling / always open

Credit Guarantee Scheme for Startups (CGSS)

Credit guarantee · DPIIT / NCGTC
Up to ₹20 CrRolling / always open

Credit Guarantee Scheme for Startups (CGSS)

Credit guarantee · National Credit Guarantee Trustee Company (NCGTC), Department for Promotion of Industry and Internal Trade (DPIIT)
Up to ₹10 CrRolling / always open

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Credit guarantee · Ministry of MSME / CGTMSE
₹3 L – ₹10 CrOpen now — apply within 30 days (may be extended)

Early Stage Funding

Grant · Kerala Startup Mission (KSUM) · Kerala
₹1 L – ₹5 CrRolling / always open

Startup Odisha Incubator Support Scheme

Grant · Startup Odisha / MSME Department, Government of Odisha · Odisha
Up to ₹3 CrRolling / always open

NSFDC / NSTFDC Venture Capital Fund / SIDBI SAATH (SC/ST)

Equity · SIDBI
₹25 L – ₹3 CrRolling / always open

NSFDC / SIDBI SAATH — SC Entrepreneur Funding

Loan · SIDBI
Up to ₹3 CrRolling / always open

SIDBI STEP — Supply Chain Finance

Loan · SIDBI
Up to ₹2 CrRolling / always open

Agriculture Infrastructure Fund (AIF)

Loan · Ministry of Agriculture & Farmers Welfare
₹25 L – ₹2 CrOpen now — apply within 30 days (may be extended)

Creative Economy Fund

Grant · Kerala Startup Mission (KSUM) · Kerala
Up to ₹2 CrRolling / always open

SIDBI SPEED — Loan for Purchase of Equipment

Loan · SIDBI
₹10 L – ₹1.5 CrRolling / always open

FITT First-Cheque Deep-Tech Investment

Grant · Foundation for Innovation and Technology Transfer (FITT), IIT Delhi
Up to ₹1.5 CrCloses 30 Sept

Innovations for Defence Excellence - Open Challenge

Grant · Defence Innovation Organisation (DIO), Department of Defence Production, Ministry of Defence
₹10 L – ₹1.5 CrRolling / always open

SIDBI End-to-End Energy Efficiency (4E)

Loan · SIDBI
₹4 L – ₹1 CrRolling / always open

FITT Incubation Grant (Early-Stage Startup Financial Assistance)

Grant · Foundation for Innovation and Technology Transfer (FITT), IIT Delhi
₹50 L – ₹1 CrRolling / always open

Industry Innovation Programme on Medical Electronics (IIPME)

Equity · BIRAC / MeitY
Up to ₹1 CrRolling / always open

NIDHI Seed Support Program (NIDHI-SSP)

Grant · Department of Science and Technology (DST), Government of India
₹25 L – ₹1 CrRolling / always open

Nidhi Startup Seed Support Scheme

Grant · Kerala Startup Mission · Kerala
Up to ₹1 CrRolling / always open

SINE Incubation Program (IIT Bombay)

Grant · Society for Innovation and Entrepreneurship (SINE), IIT Bombay
₹25 L – ₹1 CrRolling / always open

T-Fund

Grant · T-Hub
Up to ₹80 LRolling / always open

Sona Comstar-IIT Delhi Innovation Program (SCIDIP)

Grant · AIC IIT Delhi (Atal Incubation Centre - IIT Delhi Sonipat Innovation Foundation)
₹10 L – ₹60 LCloses 21 Aug

Techtonic - Innovations in clean energy

Grant · Social Alpha
Up to ₹50 LRolling / always open

Biotechnology Ignition Grant Scheme (BIG)

Equity · Biotechnology Industry Research Assistance Council (BIRAC)
Up to ₹50 L

BIRAC BIG (Biotechnology Ignition Grant) at FITT IIT Delhi

Grant · FITT - IIT Delhi
Up to ₹50 LRolling / always open

IIITD-IC Seed Funding / Seed Investment Program

Grant · IIITD Innovation and Incubation Center (IIITD-IC)
₹4 L – ₹50 LApplications open

IIT Mandi Catalyst — Incubation Program

Grant · IIT Mandi Catalyst (Technology Business Incubator, IIT Mandi)
₹1 L – ₹50 LOpen now — apply within 30 days (may be extended)

Mukhyamantri Udyam Kranti Yojana (MMUKY)

Grant · Government of Madhya Pradesh · Madhya Pradesh
Up to ₹50 LRolling / always open

National Livestock Mission (NLM-EDEG)

Subsidy · Dept. of Animal Husbandry & Dairying
Up to ₹50 LRolling / always open

Prime Minister Employment Generation Programme (PMEGP)

Subsidy · KVIC / Ministry of MSME
₹50 L – ₹50 LRolling / always open

Project Titanium

Grant · SINE, IIT Bombay · Maharashtra
Up to ₹50 LRolling / always open

Promoting Academic Research Conversion to Enterprise (PACE)

Grant · BIRAC (Biotechnology Industry Research Assistance Council)
Up to ₹40 LRolling / always open

Aerospace & Defence Acceleration Fund

Grant · CIIE.CO (Centre for Innovation Incubation & Entrepreneurship, IIM Ahmedabad) — operating brand IIMA Ventures
Up to ₹40 LRolling / always open

Design Scheme Under MSME Innovative Scheme

Grant · Office of the Development Commissioner (MSME), Ministry of Micro, Small and Medium Enterprises — implemented through designated Implementing Agencies (IISc Bengaluru; IITs Kanpur, Indore, BHU, Roorkee, Ropar, Bhubaneswar; NITs Tiruchirappalli, Warangal, Silchar, Arunachal Pradesh, Jaipur, Allahabad, J&K, Bhopal, Nagpur, Calicut, Kurukshetra, Surathkal, Raipur)
₹10,000 – ₹40 LOpen now — apply within 30 days (may be extended)

Gujarat Startup Policy — Seed Support / Sustenance Allowance

Grant · Government of Gujarat · Gujarat
Up to ₹40 LRolling / always open

iCreate Pro-Fund Gateway

Grant · Gujarat Foundation for Entrepreneurial Excellence (GFEE) — operating as iCreate (International Centre for Entrepreneurship and Technology)
Up to ₹30 LRolling / always open

BIRAC SEED Fund

Grant · BIRAC
Up to ₹30 LOpen now — apply within 30 days (may be extended)

New Entrepreneur cum Enterprise Development Scheme (NEEDS)

Loan · Government of Tamil Nadu · Tamil Nadu
Up to ₹30 LRolling / always open

R&D Grant (Research Innovation Network Kerala)

Equity · Kerala Startup Mission (KSUM) — RINK · Kerala
Up to ₹30 LRolling / always open

Velocity – Kotak BizLabs

Grant · NSRCEL, IIM Bangalore (CSR initiative by Kotak Mahindra Bank)
Up to ₹25 LRolling / always open

IIMCIP Seed Funding (INVENT PROGRAM)

Grant · IIM Calcutta Innovation Park (IIMCIP)
Up to ₹25 LRolling / always open

MedTech Center of Excellence (CoE) Lucknow - Incubation & Seed Funding Support

Grant · STPI Lucknow / SGPGI Lucknow / AIMED / AMTZ / KIHT (Govt of UP consortium) · Uttar Pradesh
Up to ₹25 LApplications open in periodic calls

RKVY RAFTAAR (Agri-Entrepreneurship Development)

Grant · Ministry of Agriculture — RKVY-RAFTAAR
Up to ₹25 LRolling / always open

Scaleup Seed Fund

Grant · Kerala Startup Mission · Kerala
₹10,000 – ₹20 LRolling / always open

Pradhan Mantri Mudra Yojana (PMMY)

Loan · Government of India — MUDRA / SIDBI
₹2.4 L – ₹16 LOpen now — apply within 30 days (may be extended)

Startup Odisha — Startup Incentives / Funding

Subsidy · Startup Odisha Initiative, MSME Department, Government of Odisha · Odisha
₹20,000 – ₹16 LRolling / always open

Startup Odisha Financial Assistance Scheme (Recognized Startups)

Equity · Startup Odisha / MSME Department, Government of Odisha · Odisha
Up to ₹15 LRolling / always open

Impact Orbit – Tech-Enabled Social Innovations

Grant · NSRCEL, IIM Bangalore
Up to ₹15 LOpen now — apply within 30 days (may be extended)

Kerala Startup Mission — Seed Grant

Grant · Kerala Startup Mission · Kerala
Up to ₹15 LRolling / always open

Seed Loan

Grant · Kerala Startup Mission · Kerala
₹1 L – ₹15 LRolling / always open

SITARE (Students Innovations for Translation & Advancement of Research Explorations)

Loan · BIRAC (Biotechnology Industry Research Assistance Council)
Up to ₹15 LOpen now — apply within 30 days (may be extended)

TANSEED

Grant · StartupTN (Tamil Nadu Startup and Innovation Mission) · Tamil Nadu
Up to ₹15 LOpen now — apply within 30 days (may be extended)

TANSEED 8.0 — Tamil Nadu Seed Grant Funding

Grant · Government of Tamil Nadu · Tamil Nadu
Up to ₹15 LOpen now — apply within 30 days (may be extended)

Unemployed Youth Employment Generation Programme (UYEGP)

Subsidy · Government of Tamil Nadu · Tamil Nadu
Up to ₹12 LOpen now — apply within 30 days (may be extended)

Women Productisation Grant

Loan · Kerala Startup Mission (KSUM) · Kerala
Up to ₹10 LOpen now — apply within 30 days (may be extended)

Bihar Startup Policy — Seed Capital

Grant · Government of Bihar · Bihar
Up to ₹10 LRolling / always open

DST NIDHI PRAYAS (SINE IIT Bombay PMU)

Equity · Society for Innovation and Entrepreneurship (SINE), IIT Bombay — DST NIDHI PRAYAS PMU
Up to ₹10 LOpen now — apply within 30 days (may be extended)

Haryana Startup Policy — Seed Grant

Grant · Government of Haryana · Haryana
Up to ₹10 LRolling / always open

Intellectual Property Rights (IPR) Reimbursement Scheme (Patent / Design / Trademark / Copyright)

Grant · MSInS (Maharashtra State Innovation Society) · Maharashtra
Up to ₹10 LCloses 5 Aug

NIDHI i-TBI Ignition Grant by

Grant · INurture Incubation Foundation (INIF)
Up to ₹10 LRolling / always open

NIDHI PRAYAS

Grant · Department of Science and Technology (DST), Government of India
Up to ₹10 LRolling / always open

PIERC Incubation Program

Grant · Parul Innovation and Entrepreneurship Research Centre (PIERC), Parul University
Up to ₹10 LRolling / always open

Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME)

Subsidy · Ministry of Food Processing Industries
₹2.5 L – ₹10 LOpen now — apply within 30 days (may be extended)

Startup Srujan S4 Grant (SRUJAN-2025)

Grant · Government of Gujarat · Gujarat
₹10 L – ₹10 LRolling / always open

Women Startup Program (WSP)

Grant · NSRCEL, IIM Bangalore, Powered by Kotak BizLabs
₹1 L – ₹8 LOpen now — apply within 30 days (may be extended)

Gujarat State Bankable Scheme

Loan · Government of Gujarat · Gujarat
Up to ₹7.5 LOpen now — apply within 30 days (may be extended)

Mukhyamantri Yuva Udyami Vikas Abhiyan (MYUVA)

Grant · Government of Uttar Pradesh · Uttar Pradesh
Up to ₹7.5 LOpen now — apply within 30 days (may be extended)

Uttar Pradesh Startup Policy 2020 — Sustenance Allowance, Prototype Development & Seed/Marketing Assistance

Grant · Department of IT & Electronics, Government of Uttar Pradesh (StartInUP) · Uttar Pradesh
Up to ₹7 LApplications open in periodic calls

Technology Incubation and Development of Entrepreneurs 2.0 (TIDE 2.0)

Grant · MeitY
Up to ₹5 LRolling / always open

Intellectual Property Right Scheme Under MSME Innovative Scheme

Grant · Office of Development Commissioner (MSME) / Ministry of Micro, Small and Medium Enterprises, implemented through empanelled Intellectual Property Facilitation Centres (IPFCs)
₹2.5 L – ₹5 LApplications open

MV-COMMERCE

Grant · Maker Village
₹2.5 L – ₹5 LApplications open

MV-PROTO

Grant · Maker Village
₹2.5 L – ₹5 LApplications open

MV-SCALEUP

Grant · Maker Village
Up to ₹3 LCloses 31 Dec

Amrut-Bhau Incubation Program (Fellowship)

Grant · COEP's Bhau Institute of Innovation, Entrepreneurship and Leadership
Up to ₹3 LOpen now — apply within 30 days (may be extended)

Kerala Startup Mission — Innovation Grant

Grant · Kerala Startup Mission · Kerala
Up to ₹3 LRolling / always open

MSME Sustainable (ZED) Certification Scheme

Grant · Office of Development Commissioner - MSME (DC-MSME), with Quality Council of India (QCI) as nodal implementation/certification agency
Up to ₹2.5 LRolling / always open

M2M (Mind To Market)

Grant · Gujarat Student Startup and Innovation Hub (i-Hub)
Up to ₹2 LRolling / always open

PESU Venture Labs - Venture Studio

Grant · PES University Innovation and Incubation, Bengaluru
Up to ₹2 LRolling / always open

Student Startup and Innovation Policy for the State of Gujarat (SSIP 2.0)

Grant · Education Department, Government of Gujarat · Gujarat
Up to ₹2 LRolling / always open

TEC Grant (Technology Exploration Cell)

Grant · Gujarat Foundation for Entrepreneurial Excellence (GFEE) — operating as iCreate (International Centre for Entrepreneurship and Technology)
Credit-linked back-end composite subsidy on bank loans

Agri Clinics and Agri Business Centres Scheme (ACABC)

Grant · NABARD
EquityOpen now — apply within 30 days (may be extended)

AI First Fund — AI First by Alumni Ventures

Equity · Alumni Ventures (Telangana programme) · Telangana
Interest subvention on bank loans (exact percentage not specified in source page)Rolling / always open

Animal Husbandry Infrastructure Development Fund (AHIDF)

Loan · Dept. of Animal Husbandry & Dairying
30% of average sales from the last three years (subject to bank guarantee sanction limits)Rolling / always open

Assistance to Wholesalers and Retail Traders (AWRT)

Subsidy · NSIC (National Small Industries Corporation)
Incubation infrastructure, mentoring, business-planning support, industry partnerships, training, and facilitation of access to seed capital

Atal Incubation Centre (AIC) at FITT IIT Delhi

Grant · FITT - IIT Delhi
Cloud credits (per provider)

AWS Activate

Partner credit · Amazon Web Services

Third-party perk — provider’s eligibility & amounts apply.

Free facilitation of bank credit (fund & non-fund based) for MSMEsRolling / always open

Bank Credit Facilitation Scheme

Subsidy · NSIC (National Small Industries Corporation)
Fully funded access to comprehensive ecosystemApplications open

BFI NAMAH MedTech Product Realization Accelerator

Grant · Venture Center
Bill discounting against bank guarantee for MSME receivablesRolling / always open

Bill Discounting Scheme

Subsidy · NSIC (National Small Industries Corporation)
Equity investment via SEBI-registered Category I & II AIF daughter funds (per-startup amount determined by respective daughter funds)Rolling / always open

BIRAC Fund of Funds - AcE (Accelerating Entrepreneurs)

Equity · Biotechnology Industry Research Assistance Council (BIRAC)
Equity investment via SEBI-registered AIF daughter funds (BIRAC committed corpus Rs 174.50 Cr; per-startup amount not specified)Rolling / always open

BIRAC Fund of Funds - AcE (Accelerating Entrepreneurs)

Grant · BIRAC
INR 500 lakhs per cycle (deployed through BioNEST partner incubators to eligible startups)Cohort-based intake

BIRAC LEAP Fund

Equity · BIRAC
Access to VC connects and grants (amount unspecified), fundraising readiness support, mentorshipRolling / always open

Circular Innovation Incubation Program

Grant · NSRCEL (IIM Bangalore) with PRIF
Grant consideration at program end (amount unspecified) plus mentorship, HUL pilot access, and investor pitch dayRolling / always open

Climate Incubation Hub

Grant · NSRCEL (IIM Bangalore) with Hindustan Unilever (HUL)
Incubation with access to competitive funding programs across stages, prototyping facilities, mentor and deep-tech investor networks, subsidized workspace and IPR/legal/financial supportRolling / always open

FITT IIT Delhi Startup Incubation Program

Grant · FITT - IIT Delhi
Capital channelled into professionally managed VC funds backing Kerala startupsOpen now — apply within 30 days (may be extended)

Fund of Funds

Grant · Kerala Startup Mission (KSUM) · Kerala
Cloud credits (per provider)

Google for Startups Cloud

Partner credit · Google Cloud

Third-party perk — provider’s eligibility & amounts apply.

Software discount (per provider)

HubSpot for Startups

Partner credit · HubSpot

Third-party perk — provider’s eligibility & amounts apply.

Incubation + funding supportIdeate Cohort-2025 — applications open

Ideate

Grant · AIC-RNTU Foundation (Atal Incubation Centre - Rabindranath Tagore University)
Incubation + funding supportRolling / always open

iDEX Partner Incubator Program

Grant · Mach33.aero (aerospace accelerator, Bengaluru)
Funding support of over Rs 5 crore through partners plus prizes worth Rs 50 lakh (aggregate, not a fixed per-applicant amount)Rolling / always open

Innopreneurs Startup Contest

Grant · Innopreneurs (CIE-backed)
Incubation + funding supportApplications open

International Engagements / Scaleup Support Program

Grant · Research and Innovation Circle of Hyderabad (RICH)
Azure credits + tools (per provider)

Microsoft for Startups Founders Hub

Partner credit · Microsoft

Third-party perk — provider’s eligibility & amounts apply.

Incubation + funding supportRolling / always open

Mind to Market (M2M) Pre-Incubation Programme

Grant · Symbiosis Centre for Entrepreneurship and Innovation
Incubation + funding supportRolling / always open

Nasscom DeepTech Club (DTC) — Launchpad Incubation Program

Grant · NASSCOM 10000 Startups
Incubation + funding supportRolling / always open

Nasscom DeepTech Club (DTC) — Membership (Join as a Startup)

Grant · NASSCOM 10000 Startups
Incubation + funding supportRolling / always open

NITWIEF Incubation Program

Grant · NIT Warangal Technology Business Incubator
Software credits (per provider)

Notion for Startups

Partner credit · Notion

Third-party perk — provider’s eligibility & amounts apply.

Loan amount varies by corporation: NBCFDC up to Rs 15 lakh; NSFDC and NSTFDC finance up to 90% of project cost (project cost up to Rs 50 lakh, i.e. up to about Rs 45 lakh loan for NSFDC)Rolling / always open

NSFDC / NBCFDC / NSTFDC Term Loan (SC/ST/OBC/Minorities)

Loan · NSFDC / NSTFDC / NBCFDC
Compute & perks (per provider)

NVIDIA Inception

Partner credit · NVIDIA

Third-party perk — provider’s eligibility & amounts apply.

Credit support up to 180 days for raw material purchases; specific amounts determined based on unit size, rating, and project requirementsRolling / always open

Raw Material Assistance Scheme

Subsidy · NSIC (National Small Industries Corporation)
Funded proof-of-concept testing sponsored by business units; specific investment amounts determined through platform negotiationsOpen now — apply within 30 days (may be extended)

SC Ventures Fintech Bridge

Equity · Standard Chartered — SC Ventures
100% deduction · 3 yrs

Section 80-IAC tax deduction

Tax benefit · Income-Tax Dept · DPIIT
Quick loanRolling / always open

SIDBI EXPRESS — Speedy Disposal of MSME Loan Applications

Loan · SIDBI
Project-basedRolling / always open

SIDBI Green Finance Scheme (GFS)

Loan · SIDBI
Mini kick-start grants plus monthly fellowship support for social innovatorsRolling / always open

SPARSH (Social Innovation Programme)

Loan · BIRAC (Biotechnology Industry Research Assistance Council)
Incubation + funding supportRolling / always open

SRM BioNEST (BIRAC BioNEST @ SRM Medical College Hospital)

Grant · SRM Technology Business Incubator
Incubation + funding supportApplications open

SSN iFound Incubation Program

Grant · SSN Incubation Foundation (SSN iFound)
Incubation + funding supportRolling / always open

STEP Incubation Programme

Grant · IIT Kharagpur STEP
INR 5 Million+Applications open

Sustainable Biomaterial-Based Solutions Accelerator (with JK Paper)

Grant · AIC-JKLU (Atal Incubation Centre - JK Lakshmipat University)
Up to INR 1 crore (via TIDE 2.0 and FITT funding vehicles)

TIDE 2.0 (Technology Incubation and Development of Entrepreneurs) at FITT IIT Delhi

Grant · FITT - IIT Delhi
Incubation + funding supportRolling / always open

TIDES TBI Incubation

Grant · TIDES IIT Roorkee
Variable based on evaluation; portfolio ranges from Rs 1-2.5 crore per startupOpen now — apply within 30 days (may be extended)

TN SC/ST Startup Fund

Loan · StartupTN (Tamil Nadu Startup and Innovation Mission) · Tamil Nadu
Fund corpus of Rs 250 crore; need-based financial assistance up to 80% of project costRolling / always open

Ubharte Sitare Programme (USP) — SIDBI–EXIM

Loan · SIDBI — EXIM Bank
Sustenance INR 17,500/month for 1 year; prototype grant up to INR 5L; seed capital/marketing assistance up to INR 7.5L; patent reimbursement up to INR 2L (Indian)/INR 10L (international); event participation up to INR 50,000 (national)/INR 1L (international); +50% top-up for women/Transgender/Divyangjan cofounders or priority regions/sectorsRolling / always open

Uttar Pradesh Startup Policy 2020 (First Amendment 2022) - Startup Incentives

Grant · Government of Uttar Pradesh (Startup Nodal Agency / StartInUP) · Uttar Pradesh
Incubation + funding supportRolling / always open

Venture Incubation

Grant · Mach33.aero (aerospace accelerator, Bengaluru)

Partner perks are third-party programs (a starter set). CapEasy is not affiliated with or endorsed by these providers; eligibility, amounts and approval rest with each provider. Tax benefits are assessed and filed by CapEasy under their own statutory rules.

Finding the form is the easy part.

Getting a file accepted is harder: the right documents, the right framing, and a case that stands up to scrutiny. That is the work we do. So instead of dumping application links here, we check whether you actually qualify and, if you do, prepare and file it with you.

CapEasy is a private consultancy and is not affiliated with any government authority. Eligibility and approval rest with the relevant authorities; we help you assess and apply, but cannot guarantee approval.

Book a free consultation.

An honest assessment of where you are and what comes next — no cost, no pressure, no inflated promises.