Directorate General of Foreign Trade (DGFT), Department of Commerce, with Exim Bank and NCGTC

Credit Assistance for E-Commerce Exporters (Export Promotion Mission - Niryat Protsahan)

MSME e-commerce exporters with an active IEC and Udyam registration and at least six months' export track record via post/courier or stock in overseas or ECEH warehouses; new MSMEs need one year of domestic e-commerce operations. Apply on the DGFT portal for a UIN, then approach a partner bank. Not for: Deemed exports and exports to SEZs..

What you getUp to ₹5 Cr
Sectore-commerce export
WherePan-India
DeadlineTrade Notice 31/2025-26 (6 Mar 2026) — applications open

Credit Assistance for E-Commerce Exporters (Export Promotion Mission - Niryat Protsahan) is a credit guarantee from Directorate General of Foreign Trade (DGFT), Department of Commerce, with Exim Bank and NCGTC for mSME e-commerce exporters with an active IEC and Udyam registration and at least six months' export track record via post/courier or…. It provides Up to ₹5 Cr, for e-commerce export. Trade Notice 31/2025-26 (6 Mar 2026) — applications open.

Key facts

Amount / benefitUp to ₹5 Cr
ProviderDirectorate General of Foreign Trade (DGFT), Department of Commerce, with Exim Bank and NCGTC
WherePan-India
StageEarly Revenue, Growth, Scale
Sectore-commerce export
DeadlineTrade Notice 31/2025-26 (6 Mar 2026) — applications open

What is Credit Assistance for E-Commerce Exporters?

Credit Assistance for E-Commerce Exporters (Export Promotion Mission - Niryat Protsahan) — Direct e-commerce credit up to Rs 50 lakh (up to 90% guarantee) and overseas inventory credit up to Rs 5 crore (up to 75% guarantee), with 2.75% upfront interest subvention capped at Rs 15 lakh a year — MSME e-commerce exporters with an active IEC and Udyam registration and at least six months' export track record via post/courier or stock in overseas or ECEH warehouses; new MSMEs need one year of domestic e-commerce operations. Apply on the DGFT portal for a UIN, then approach a partner bank. It is run by Directorate General of Foreign Trade (DGFT), Department of Commerce, with Exim Bank and NCGTC.

This is credit — repayable finance, usually on more concessional terms than a regular commercial loan. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.

It is aimed at businesses in e-commerce export. Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.

Who is eligible for Credit Assistance for E-Commerce Exporters?

MSME e-commerce exporters with an active IEC and Udyam registration and at least six months' export track record via post/courier or stock in overseas or ECEH warehouses; new MSMEs need one year of domestic e-commerce operations. Apply on the DGFT portal for a UIN, then approach a partner bank. Not for: Deemed exports and exports to SEZs..

How much does Credit Assistance for E-Commerce Exporters give, and in what form?

Up to ₹5 Cr.

Frequently asked questions

What kind of support is this?

This is credit — repayable finance, usually on more concessional terms than a regular commercial loan.

Who runs this programme?

Credit Assistance for E-Commerce Exporters (Export Promotion Mission - Niryat Protsahan) is offered by Directorate General of Foreign Trade (DGFT), Department of Commerce, with Exim Bank and NCGTC. Eligibility and approval rest with them; the criteria and amounts are set by the programme.

Is there a deadline to apply?

Programmes like this can be rolling or time-bound. Confirm the current window on the official programme page before you apply.

How do I know if I’m eligible?

Read “Who can apply” above for the programme’s own criteria. If you’d like a quick read on your specific case, our free 2-minute eligibility check maps your stage, sector and revenue to what you can realistically claim.

Related programmes

CapEasy handles this under Debt syndication and bank loan advisory.

Source and verification

No official page is linked for this programme yet. Verification date pending. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.

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