AP Startup Interest Subsidy on Term Loans is a loan from Andhra Pradesh Innovation Society (APIS), ITE&C Department, Government of Andhra Pradesh for eligible AP startups that have taken a term loan. It provides 8% interest subsidy on term loans for 3 years. Applications are open on a rolling basis.
Key facts
| Amount / benefit | 8% interest subsidy on term loans for 3 years (8% interest subsidy on term loans for 3 years) |
|---|---|
| Provider | Andhra Pradesh Innovation Society (APIS), ITE&C Department, Government of Andhra Pradesh |
| Where | Andhra Pradesh |
| Stage | Early Revenue, Growth |
| Deadline | Policy period 2024-29, rolling — applications open |
What is AP Startup Interest Subsidy on Term Loans?
AP Startup Interest Subsidy on Term Loans — 8% interest subsidy on term loans for 3 years — Eligible AP startups that have taken a term loan; the claim must be filed within 6 months of starting commercial operations, through the online incentive portal. It is run by Andhra Pradesh Innovation Society (APIS), ITE&C Department, Government of Andhra Pradesh.
An interest subvention lowers the interest you pay on an eligible loan — you borrow as usual, and part of the interest is reimbursed or waived so your effective rate is lower. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.
Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.
Who is eligible for AP Startup Interest Subsidy on Term Loans?
Eligible AP startups that have taken a term loan; the claim must be filed within 6 months of starting commercial operations, through the online incentive portal. Not for: Startups outside the AP startup definition; claims older than 6 months from commercial operations.
How much does AP Startup Interest Subsidy on Term Loans give, and in what form?
8% interest subsidy on term loans for 3 years, as 8% interest subsidy on term loans for 3 years.
Frequently asked questions
What kind of support is this?
An interest subvention lowers the interest you pay on an eligible loan — you borrow as usual, and part of the interest is reimbursed or waived so your effective rate is lower.
Who runs this programme?
AP Startup Interest Subsidy on Term Loans is offered by Andhra Pradesh Innovation Society (APIS), ITE&C Department, Government of Andhra Pradesh. Eligibility and approval rest with them; the criteria and amounts are set by the programme.
Is there a deadline to apply?
Programmes like this can be rolling or time-bound. Confirm the current window on the official programme page before you apply.
How do I know if I’m eligible?
Read “Who can apply” above for the programme’s own criteria. If you’d like a quick read on your specific case, our free 2-minute eligibility check maps your stage, sector and revenue to what you can realistically claim.
Related programmes
Browse similar loan programmes. See all andhra pradesh startup and msme schemes. CapEasy handles this under Working-capital loan advisory.
Source and verification
No official page is linked for this programme yet. Verification date pending. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.