What you get
- Loan guarantee: Guarantee cover on loans up to ₹10 crore — Collateral-free, via member lending institutions (ceiling raised from ₹5 cr to ₹10 cr eff. 1 Apr 2025)
Eligibility
- Micro or small enterprise (new or existing) engaged in eligible activities.
- Credit facility sanctioned by a CGTMSE member lending institution.
How to apply
- Apply for credit at a member bank — Approach a participating bank/NBFC for a business loan.
- Bank seeks guarantee cover — The lender applies for CGTMSE cover on the sanctioned facility.
How CapEasy helps
We prepare a lender-ready project report and financials to strengthen your collateral-free application.