Divyangjan Swavalamban Yojana (Self-Employment Loan) is a loan from National Divyangjan Finance and Development Corporation (NDFDC, formerly NHFDC), Ministry of Social Justice & Empowerment for persons with disabilities (40%+ disability) for self-employment ventures. It provides Up to ₹50 L, for any. Applications are currently open.
Key facts
| Amount / benefit | Up to ₹50 L |
|---|---|
| Provider | National Divyangjan Finance and Development Corporation (NDFDC, formerly NHFDC), Ministry of Social Justice & Empowerment |
| Where | Pan-India |
| Stage | Early Revenue, Early Stage, Growth, Idea |
| Sector | any |
| Deadline | Applications open |
What is Divyangjan Swavalamban Yojana?
Divyangjan Swavalamban Yojana (Self-Employment Loan) — Up to ₹50 lakh per beneficiary/unit at 5%–9% interest; 1% rebate for women with disabilities on loans up to ₹50,000 — Persons with disabilities (40%+ disability) for self-employment ventures. Loans routed through State Channelising Agencies, partner PSBs (PNB, BoB, IDBI, Union Bank, Bank of India, J&K Bank) and RRBs. Loan intent submitted online through the NDFDC Loan Application / mobile app, then documents to the nearest agency. It is run by National Divyangjan Finance and Development Corporation (NDFDC, formerly NHFDC), Ministry of Social Justice & Empowerment.
This is credit — repayable finance, usually on more concessional terms than a regular commercial loan. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.
It is aimed at businesses in any. Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.
Who is eligible for Divyangjan Swavalamban Yojana?
Persons with disabilities (40%+ disability) for self-employment ventures. Loans routed through State Channelising Agencies, partner PSBs (PNB, BoB, IDBI, Union Bank, Bank of India, J&K Bank) and RRBs. Loan intent submitted online through the NDFDC Loan Application / mobile app, then documents to the nearest agency. Not for: Persons without disability certification.
How much does Divyangjan Swavalamban Yojana give, and in what form?
Up to ₹50 L.
Frequently asked questions
What kind of support is this?
This is credit — repayable finance, usually on more concessional terms than a regular commercial loan.
Who runs this programme?
Divyangjan Swavalamban Yojana (Self-Employment Loan) is offered by National Divyangjan Finance and Development Corporation (NDFDC, formerly NHFDC), Ministry of Social Justice & Empowerment. Eligibility and approval rest with them; the criteria and amounts are set by the programme.
Is there a deadline to apply?
Programmes like this can be rolling or time-bound. Confirm the current window on the official programme page before you apply.
How do I know if I’m eligible?
Read “Who can apply” above for the programme’s own criteria. If you’d like a quick read on your specific case, our free 2-minute eligibility check maps your stage, sector and revenue to what you can realistically claim.
Related programmes
Browse similar loan programmes. CapEasy handles this under Working-capital loan advisory.
Source and verification
No official page is linked for this programme yet. Verification date pending. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.