KSUM Soft Loan Scheme for Women Entrepreneurs is a loan from Kerala Startup Mission (KSUM) for women-led Kerala LLP/Pvt Ltd startups with KSUM Unique ID and DPIIT registration, active MCA status, innovative product/technology,…. It provides Up to ₹15 L, for technology. Applications are currently open.
Key facts
| Amount / benefit | Up to ₹15 L |
|---|---|
| Provider | Kerala Startup Mission (KSUM) |
| Where | Kerala |
| Stage | Early Revenue, Prototype |
| Sector | technology |
| Deadline | Applications open |
What is KSUM Soft Loan Scheme for Women Entrepreneurs?
KSUM Soft Loan Scheme for Women Entrepreneurs — Up to Rs. 15 lakhs (max 80% of purchase order) at 6% simple interest — Women-led Kerala LLP/Pvt Ltd startups with KSUM Unique ID and DPIIT registration, active MCA status, innovative product/technology, holding work orders from Kerala Govt departments/PSUs; working-capital advance repayable within 1 year or on project completion. No pending dues or blacklisting; director CIBIL preferably above 750. It is run by Kerala Startup Mission (KSUM).
This is credit — repayable finance, usually on more concessional terms than a regular commercial loan. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.
It is aimed at businesses in technology. Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.
Who is eligible for KSUM Soft Loan Scheme for Women Entrepreneurs?
Women-led Kerala LLP/Pvt Ltd startups with KSUM Unique ID and DPIIT registration, active MCA status, innovative product/technology, holding work orders from Kerala Govt departments/PSUs; working-capital advance repayable within 1 year or on project completion. No pending dues or blacklisting; director CIBIL preferably above 750. Not for: Service startups / trade-and-commerce SMEs; startups with pending govt/KSUM dues, blacklisted, or 'Active Non-compliant' MCA status..
How much does KSUM Soft Loan Scheme for Women Entrepreneurs give, and in what form?
Up to ₹15 L.
Frequently asked questions
What kind of support is this?
This is credit — repayable finance, usually on more concessional terms than a regular commercial loan.
Who runs this programme?
KSUM Soft Loan Scheme for Women Entrepreneurs is offered by Kerala Startup Mission (KSUM). Eligibility and approval rest with them; the criteria and amounts are set by the programme.
Is there a deadline to apply?
Programmes like this can be rolling or time-bound. Confirm the current window on the official programme page before you apply.
How do I know if I’m eligible?
Read “Who can apply” above for the programme’s own criteria. If you’d like a quick read on your specific case, our free 2-minute eligibility check maps your stage, sector and revenue to what you can realistically claim.
Related programmes
Browse similar loan programmes. See all kerala startup and msme schemes. CapEasy handles this under Working-capital loan advisory. CapEasy handles this under Startup India and DPIIT recognition.
Source and verification
No official page is linked for this programme yet. Verification date pending. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.