SIDBI ARISE — Innovative Sustainable Enterprises is a loan from SIDBI for the unit must have at least two years of operations with audited accounts, show cash profit in its latest audited financial results, and…. It provides ₹50 Cr, for brownfield MSME Expansion / Modernisation. Applications are open on a rolling basis. Last verified against the official page on 22 September 2026.
Key facts
| Amount / benefit | ₹50 Cr |
|---|---|
| Provider | SIDBI |
| Where | Pan-India |
| Stage | Early Revenue, Growth |
| Sector | Brownfield MSME Expansion / Modernisation |
| Deadline | Rolling / always open |
| Financing limit | Up to Rs 50 crore, subject to a maximum of 80% of the project cost |
| Interest rate | MCLR-linked |
| Repayment tenure | Up to 7 years |
| Moratorium | Up to 2 years |
| Eligible costs | Land purchase, factory building construction, plant & machinery, other fixed assets, rooftop solar, other energy-efficiency devices |
| Purpose | Expansion, modernisation, or technology upgradation of an existing (brownfield) unit in the same line of business |
| Nodal agency | SIDBI (Small Industries Development Bank of India), direct lending |
What is SIDBI ARISE?
ARISE (Assistance to Re-Energize Capital Investments by SMEs) is one of SIDBI's three Project Funding products, listed alongside Ubharte Sitaare and Sthapan on SIDBI's project-funding page. It funds existing, already-operating MSME units for expansion, modernisation, or technology upgradation within the same line of business, not a new unit.
Eligible costs include purchase of land, construction of a factory building, purchase of plant and machinery or other fixed assets, installation of rooftop solar, and other energy-efficiency devices. SIDBI finances up to Rs 50 crore, capped at 80% of the project cost, at an MCLR-linked interest rate, with repayment over up to 7 years including a moratorium of up to 2 years.
SIDBI delivers ARISE directly rather than through a partner agency or state portal. To qualify, a unit needs at least two years of operations with audited accounts, cash profit in its latest audited financial results, and no default history with any bank or financial institution. Applicants apply through SIDBI's own online loan application system; the official page lists no separate document checklist or step-by-step process beyond its Apply Now link.
Who is eligible for SIDBI ARISE?
The unit must have at least two years of operations with audited accounts, show cash profit in its latest audited financial results, and have no default history with any bank or financial institution.
You qualify if:
- You qualify if your unit has completed at least two years of operations with audited accounts
- You qualify if your business shows a cash profit in its latest audited financial results
- You qualify if you have no history of default to any bank or financial institution
You are not eligible if:
- Your unit has been operating for less than two years or lacks audited accounts
- Your latest audited financial results do not show a cash profit
- You have defaulted on repayment to a bank or financial institution
How much does SIDBI ARISE give, and in what form?
₹50 Cr.
How to apply for SIDBI ARISE
The official page publishes no step list; it directs applicants straight to SIDBI's own online loan application system via an Apply Now link.
Frequently asked questions
What is SIDBI ARISE?
ARISE (Assistance to Re-Energize Capital Investments by SMEs) is a SIDBI Project Funding product for existing MSME units undertaking expansion, modernisation, or technology upgradation in their same line of business, as opposed to funding a new unit.
How much can I borrow under ARISE?
SIDBI's official project-funding page states financing of up to Rs 50 crore, capped at a maximum of 80% of the project cost, at an MCLR-linked interest rate.
What can the ARISE loan be used for?
The official page lists purchase of land, construction of a factory building, purchase of plant and machinery, other fixed assets, installation of rooftop solar projects, and acquisition of other energy-efficiency devices.
What is the repayment period for ARISE?
Repayment can run up to 7 years, including a moratorium of up to 2 years, per SIDBI's official project-funding page.
Who is eligible for SIDBI ARISE?
SIDBI's page lists three criteria: a minimum of two years of operations with audited accounts, cash profit in the latest audited financial results, and no defaults to any bank or financial institution.
How do I apply for SIDBI ARISE?
The official page does not publish a step-by-step process or document checklist for ARISE; it links directly to SIDBI's own online loan application system via an Apply Now button.
Related programmes
Browse similar loan programmes. CapEasy handles this under Working-capital loan advisory.
Source and verification
Official programme page: sidbi.in. Last verified 22 September 2026. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.