Udyogini Scheme (women self-employment loan with state subsidy) is a loan from Karnataka State Women's Development Corporation (KSWDC), Government of Karnataka for women aged 18 to 55 who are permanent residents of Karnataka. It provides Up to ₹3 L. The current deadline is 31 October 2026.
Key facts
| Amount / benefit | Up to ₹3 L |
|---|---|
| Provider | Karnataka State Women's Development Corporation (KSWDC), Government of Karnataka |
| Where | Karnataka |
| Stage | Early Stage, Idea |
| Deadline | 31 October 2026 |
What is Udyogini Scheme?
Udyogini Scheme (women self-employment loan with state subsidy) — Loan up to Rs 3 lakh; subsidy 30% (general/special) or 50% (SC/ST) of the bank-sanctioned loan — Women aged 18 to 55 who are permanent residents of Karnataka; annual income up to Rs 1.5 lakh (general/special) or Rs 2 lakh (SC/ST); a project report for an income-generating activity is required. It is run by Karnataka State Women's Development Corporation (KSWDC), Government of Karnataka.
A subsidy reduces a specific cost — typically reimbursed or adjusted after you incur and document the expense, rather than paid upfront. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.
Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.
Who is eligible for Udyogini Scheme?
Women aged 18 to 55 who are permanent residents of Karnataka; annual income up to Rs 1.5 lakh (general/special) or Rs 2 lakh (SC/ST); a project report for an income-generating activity is required. Not for: Men; women outside Karnataka; income above the ceiling.
How much does Udyogini Scheme give, and in what form?
Up to ₹3 L.
Frequently asked questions
What kind of support is this?
A subsidy reduces a specific cost — typically reimbursed or adjusted after you incur and document the expense, rather than paid upfront.
Who runs this programme?
Udyogini Scheme (women self-employment loan with state subsidy) is offered by Karnataka State Women's Development Corporation (KSWDC), Government of Karnataka. Eligibility and approval rest with them; the criteria and amounts are set by the programme.
Is there a deadline to apply?
The programme lists a deadline of 2026-10-31. Government timelines can change, so confirm the current date on the official programme page before you apply.
How do I know if I’m eligible?
Read “Who can apply” above for the programme’s own criteria. If you’d like a quick read on your specific case, our free 2-minute eligibility check maps your stage, sector and revenue to what you can realistically claim.
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Source and verification
No official page is linked for this programme yet. Verification date pending. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.