About this programme
The Gujarat Bankable Scheme (also known as Shri Vajpayee Bankable Yojana) is a government-supported loan and subsidy program to encourage self-employment among disadvantaged and unemployed citizens. The scheme provides subsidized loans up to ₹8 lakh to support new business, industrial, or service ventures. It offers combined subsidy and loan benefits, making capital accessible for MSME start-ups in manufacturing and services sectors across urban and rural areas. The program is evergreen (perpetual rolling basis). It is run by Government of Gujarat.
A subsidy reduces a specific cost — typically reimbursed or adjusted after you incur and document the expense, rather than paid upfront. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.
It is aimed at businesses in manufacturing & services sectors. Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.
How it works
Applicants apply online through the Bankable Loan Portal (blp.gujarat.gov.in). The scheme provides a loan component (via participating banks) combined with subsidy/margin-money support to reduce the applicant's financial burden. Loans are repayable over a defined tenure with simplified procedures for SC/disabled/blind citizens. Disbursement is through partnered banks.
Who can apply
Age 18 to 65 years. Scheduled Caste (SC) individuals in Gujarat are the primary beneficiaries; disabled and blind persons also eligible. Applicants must have passed at least grade 4 or undergone minimum 3 months training from private establishment or 1 month from government-recognized institutes. For higher loan limits (₹8 lakh), standard qualification and credit criteria apply.
How to apply
- Visit the Bankable Loan Portal (https://blp.gujarat.gov.in/)
- Register as a citizen and create an account
- Fill the online application form with business proposal details
- Submit required documents (age proof, caste/disability certificate, qualification proof, business plan)
- Application is reviewed and processed; approved loans are disbursed through partnered banks
Documents you’ll typically need
- Age proof (Aadhar/driving license/voter ID)
- Caste certificate (SC) or disability certificate (blind/disabled)
- Minimum qualification proof (grade 4 pass certificate)
- Training certificate (if applicable)
- Business plan / project proposal
The exact checklist depends on the programme and your specifics.
Frequently asked
What is the maximum loan available?
Up to ₹8 lakh for standard applicants; ₹1.25 lakh for blind or handicapped persons.
Who is eligible for this scheme?
SC citizens, disabled persons, and blind individuals aged 18-65 years in Gujarat with minimum grade 4 education or relevant training experience.
Is application online?
Yes, applications are submitted through the official Bankable Loan Portal at blp.gujarat.gov.in.
Reviewed July 2026. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.