NABARD

Agri Clinics and Agri Business Centres Scheme (ACABC)

Graduates or diploma holders in agriculture and allied subjects from State/Central Agricultural Universities or ICAR/UGC-recognised institutions; certain intermediate-level qualifications (minimum 55% marks) also eligible as notified by the Ministry.

What you getCredit-linked back-end composite subsidy on bank loans
SectorAgriculture · Agri-business · Rural extension services · Farm advisory
WherePan-India
DeadlineSee official page

About this programme

Government-sponsored scheme implemented by the Ministry of Agriculture & Farmers' Welfare with NABARD as the subsidy channelising agency. Helps agriculture graduates establish agri-clinics and agri-business centres that deliver paid extension, input, and advisory services to farmers. Provides full financial support for residential training and credit-linked back-end composite subsidy on bank loans for project setup and working capital.

A subsidy reduces a specific cost — typically reimbursed or adjusted after you incur and document the expense, rather than paid upfront. The amount and form of support that actually apply to you depend on the programme’s rules and how your application is assessed — they are not fixed for every applicant.

It is aimed at businesses in agriculture · agri-business · rural extension services · farm advisory. Like most government programmes, it has its own eligibility conditions, documentation and application window, and these terms are revised from time to time. Because of that, it is worth confirming the current eligibility, amount and deadline on the official programme page before you invest time in applying.

How it works

Candidates first complete a free, approximately 2-month residential training coordinated by MANAGE. Following training completion, beneficiaries access bank finance backed by a credit-linked, back-ended composite subsidy from government. The subsidy is channelled through NABARD to participating banks, which disburse loans for project cost including infrastructure and working capital.

Who can apply

Graduates or diploma holders in agriculture and allied subjects from State/Central Agricultural Universities or ICAR/UGC-recognised institutions; certain intermediate-level qualifications (minimum 55% marks) also eligible as notified by the Ministry.

How to apply

  1. Enrol in the MANAGE-coordinated residential training programme
  2. Complete the training requirements
  3. Apply to a participating bank for project finance backed by subsidy
  4. Bank processes application and disburses loan against security and subsidy sanction

Documents you’ll typically need

  • Business registration / incorporation certificate
  • PAN (and GST registration, where applicable)
  • Identity and address proof for the applicant / directors
  • A short description of your business or project
  • Recent financials or a simple project report

The exact checklist depends on the programme and your specifics.

Frequently asked

Who is eligible for the ACABC scheme?

Graduates or diploma holders in agriculture and allied subjects from recognized State/Central Agricultural Universities or ICAR/UGC-recognised institutions, and certain intermediate-level qualifications (minimum 55% marks).

What training is required before applying for loan and subsidy?

Candidates must complete a free, approximately 2-month residential training programme coordinated by MANAGE.

What services do agri-clinics and agri-business centres provide?

Agri-clinics provide soil health and cropping advice, plant protection, animal healthcare, post-harvest technology, and market information. Agri-business centres focus on farm equipment maintenance, agricultural input sales, and post-harvest management.

How is the subsidy provided?

As a back-ended, credit-linked composite subsidy channelled through NABARD to participating banks after loan disbursal and as per disbursement milestones.

Reviewed July 2026. Government programmes change — confirm current eligibility, amounts and deadlines on the official programme page before you apply. CapEasy is a private consultancy and is not affiliated with any government authority.

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