By state

Kerala startup and MSME schemes

24 verified programmes in the CapEasy funding directory. Every entry links to its official source.

Kerala runs one of India\'s more active state startup ecosystems through its startup mission, with support spanning idea grants, scale-up funding, patent-cost reimbursement and procurement access.

Nearly every state scheme requires the applicant entity to be registered in the state, and often to operate there. If you are incorporated elsewhere, check that requirement first — it is the single most common reason a Kerala application is rejected on a technicality rather than on merit. Central schemes, which have no such restriction, are listed separately in the directory.

24 of 24 programs

Reviewed July 2026. Government programmes change — always confirm current eligibility, amounts and deadlines on the official programme page before applying.

₹5 Cr – ₹60 CrApplications open

KSIDC Term Loan (Kerala State Industrial Development Corporation)

LoanKerala State Industrial Development Corporation (KSIDC), Government of Kerala undertaking · Kerala
Up to ₹50 CrApplications open

LoC Scheme for MSMEs (KFC Line of Credit)

LoanKerala Financial Corporation (KFC), Government of Kerala · Kerala
Up to ₹50 CrApplications open

Term Loan For Industrial Activities (KFC)

LoanKerala Financial Corporation (KFC), Government of Kerala · Kerala
₹3 L – ₹10 CrApplications open; confirm the closing date on the official page

Early Stage Funding

GrantApply with the Filing Assistant · assistedKerala Startup Mission (KSUM) · Kerala
Up to ₹10 CrApplications open

KFC Agro-based MSME Loan Scheme (KAMs)

LoanKerala Financial Corporation (KFC), Government of Kerala · Kerala
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₹25 L – ₹2 CrApplications open; confirm the closing date on the official page

Creative Economy Fund

EquityApply with the Filing AssistantKerala Startup Mission (KSUM) · Kerala
Up to ₹1 CrApplications open

KSIDC Scale Up Funding (Scale Up Support Scheme for Startups)

GrantKerala State Industrial Development Corporation (KSIDC) · Kerala
₹25 L – ₹1 CrApplications open; confirm the closing date on the official page

Nidhi Startup Seed Support Scheme

GrantApply with the Filing AssistantKerala Startup Mission · Kerala
Up to ₹50 LApplications open

KSIDC WE Funding (Women Entrepreneurs Mission loan)

LoanKerala State Industrial Development Corporation (KSIDC) · Kerala
Up to ₹40 LApplications open

Kerala Entrepreneur Support Scheme (ESS)

GrantDirectorate of Industries and Commerce, Government of Kerala · Kerala
Up to ₹30 LApplications open

KSWDC Self-Employment Term Loans for Women (General Scheme / National Corporation loans)

LoanKerala State Women's Development Corporation (KSWDC), Government of Kerala · Kerala
Up to ₹25 LApplications open

KERA Project - Startup Support (Kerala Climate Resilient Agri Value Chain Modernization Project, AgriNext)

GrantKerala Startup Mission (KSUM), Government of Kerala, with the World Bank-supported KERA project · Kerala
Up to ₹25 LRolling / always open

Scaleup Seed Fund

GrantOne-click applyKerala Startup Mission · Kerala
Up to ₹15 LApplications open; confirm the closing date on the official page

Kerala Startup Mission — Seed Grant

GrantApply with the Filing AssistantKerala Startup Mission · Kerala
Up to ₹15 LApplications open

KSUM Soft Loan Scheme for Women Entrepreneurs

LoanKerala Startup Mission (KSUM) · Kerala
Up to ₹15 LRolling / always open

Seed Loan

LoanApply with the Filing AssistantKerala Startup Mission · Kerala
Up to ₹12 LApplications open; confirm the closing date on the official page

Women Productisation Grant

LoanApply with the Filing AssistantKerala Startup Mission (KSUM) · Kerala
Up to ₹10 LApplications open

Kerala One Family One Enterprise (OFOE) Interest Subvention

GrantDirectorate of Industries and Commerce, Government of Kerala · Kerala
Up to ₹8 LApplications open

Kerala Revival and Rehabilitation Scheme for Defunct MSMEs and Cashew Processing Units

GrantDirectorate of Industries and Commerce, Government of Kerala · Kerala
Up to ₹7.5 LRolling / always open

Kerala Assistance Scheme for Handicrafts Artisans (ASHA)

GrantDirectorate of Industries and Commerce, Government of Kerala · Kerala
Up to ₹5 LApplications open

KSUM International/National Exposure Programme (event participation reimbursement)

SubsidyKerala Startup Mission (KSUM) · Kerala
Up to ₹4 LApplications open

Kerala Margin Money Grant to Nano Units

GrantDirectorate of Industries and Commerce, Government of Kerala · Kerala
Up to ₹3 LApplications open; confirm the closing date on the official page

Kerala Startup Mission — Innovation Grant

GrantApply with the Filing AssistantKerala Startup Mission · Kerala
Capital channelled into professionally managed VC funds backing Kerala startupsApplications open; confirm the closing date on the official page

Fund of Funds

EquityApply with the Filing AssistantKerala Startup Mission (KSUM) · Kerala

CapEasy is a private consultancy and is not associated with any government programme, agency or authority. Eligibility and approval rest with the relevant authorities; we help you assess and apply, but cannot guarantee approval. Programme terms change — the official page linked from each entry is the position of record.

Frequently asked

Questions founders ask.

Typically an entity registered in Kerala, frequently with DPIIT recognition and sometimes with a minimum period of local operations or employment. The eligibility summary on each programme states what that scheme requires.

Often yes, as they are separate budgets — but some state schemes reduce their support by whatever central assistance you received for the same expenditure. Never assume they stack; confirm with the state nodal agency in writing before you commit spending.

Each entry links to the official Kerala government or agency page for that programme. Those pages are the position of record, and state policies are revised on fixed cycles, so confirm there before applying.

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